/* ========================================
   LOAN CALCULATOR - HYPER PREMIUM DESIGN
   Plik: loan-calculator-premium.css
   Szablon: template-pages/loan-calculator.php
   Kalkulator kredytów gotówkowych
   ======================================== */

/* ===========================================
   VARIABLES - Gold/Green Financial Theme
   =========================================== */
:root {
    --lc-primary: #059669;
    --lc-primary-light: #10b981;
    --lc-primary-dark: #047857;
    --lc-accent: #fbbf24;
    --lc-accent-light: #fcd34d;
    --lc-accent-dark: #f59e0b;
    --lc-gold: #d97706;
    --lc-gold-light: #f59e0b;
    --lc-success: #10b981;
    --lc-info: #3b82f6;
    --lc-warning: #f59e0b;
    --lc-danger: #ef4444;
    --lc-dark: #064e3b;
    --lc-dark-secondary: #022c22;
    --lc-dark-tertiary: #0a3730;
    --lc-gray-50: #f9fafb;
    --lc-gray-100: #f3f4f6;
    --lc-gray-200: #e5e7eb;
    --lc-gray-300: #d1d5db;
    --lc-gray-400: #9ca3af;
    --lc-gray-500: #6b7280;
    --lc-gray-600: #4b5563;
    --lc-gray-700: #374151;
    --lc-gray-800: #1f2937;
    --lc-gray-900: #111827;
    --lc-white: #ffffff;
    --lc-shadow-sm: 0 1px 2px rgba(0, 0, 0, 0.05);
    --lc-shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
    --lc-shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1);
    --lc-shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1);
    --lc-shadow-2xl: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
    --lc-shadow-glow-green: 0 0 40px rgba(16, 185, 129, 0.3);
    --lc-shadow-glow-gold: 0 0 40px rgba(251, 191, 36, 0.3);
    --lc-transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

/* ===========================================
   A. MAIN PAGE WRAPPER
   =========================================== */
.loan-calc-page {
    background: var(--lc-gray-50);
}

/* ===========================================
   B. HERO SECTION - FINANCIAL AURORA
   =========================================== */
.loan-calc-hero {
    position: relative;
    background: linear-gradient(135deg, var(--lc-dark) 0%, var(--lc-dark-secondary) 40%, var(--lc-dark-tertiary) 100%);
    padding: 100px 0 80px;
    overflow: hidden;
}

/* Aurora Background - Green/Gold */
.loan-calc-hero__aurora {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background:
        radial-gradient(ellipse 80% 50% at 20% 30%, rgba(16, 185, 129, 0.25) 0%, transparent 50%),
        radial-gradient(ellipse 60% 40% at 80% 20%, rgba(251, 191, 36, 0.2) 0%, transparent 50%),
        radial-gradient(ellipse 50% 30% at 50% 80%, rgba(5, 150, 105, 0.2) 0%, transparent 50%),
        radial-gradient(ellipse 40% 50% at 10% 90%, rgba(217, 119, 6, 0.15) 0%, transparent 50%);
    animation: lcAuroraShift 20s ease-in-out infinite;
    pointer-events: none;
}

@keyframes lcAuroraShift {
    0%, 100% {
        opacity: 1;
        transform: scale(1) translateY(0);
    }
    33% {
        opacity: 0.85;
        transform: scale(1.05) translateY(-15px);
    }
    66% {
        opacity: 0.9;
        transform: scale(0.98) translateY(10px);
    }
}

/* Grid Overlay */
.loan-calc-hero__grid {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image:
        linear-gradient(rgba(16, 185, 129, 0.04) 1px, transparent 1px),
        linear-gradient(90deg, rgba(16, 185, 129, 0.04) 1px, transparent 1px);
    background-size: 60px 60px;
    pointer-events: none;
    opacity: 0.5;
}

/* Floating Coins Effect */
.loan-calc-hero__particles {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image:
        radial-gradient(3px 3px at 15% 25%, rgba(251, 191, 36, 0.6) 0%, transparent 100%),
        radial-gradient(2px 2px at 35% 65%, rgba(16, 185, 129, 0.5) 0%, transparent 100%),
        radial-gradient(2px 2px at 55% 15%, rgba(255, 255, 255, 0.4) 0%, transparent 100%),
        radial-gradient(3px 3px at 75% 45%, rgba(251, 191, 36, 0.5) 0%, transparent 100%),
        radial-gradient(2px 2px at 85% 85%, rgba(16, 185, 129, 0.4) 0%, transparent 100%),
        radial-gradient(2px 2px at 5% 75%, rgba(217, 119, 6, 0.4) 0%, transparent 100%);
    animation: lcParticleFloat 25s linear infinite;
    pointer-events: none;
}

@keyframes lcParticleFloat {
    0% { transform: translateY(0) rotate(0deg); }
    100% { transform: translateY(-20px) rotate(1deg); }
}

.loan-calc-hero__container {
    position: relative;
    z-index: 10;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* Breadcrumbs - Glass Effect */
.loan-calc-hero__breadcrumbs {
    margin-bottom: 32px;
    display: inline-flex;
    padding: 12px 24px;
    background: rgba(255, 255, 255, 0.08);
    backdrop-filter: blur(12px);
    border-radius: 50px;
    border: 1px solid rgba(255, 255, 255, 0.12);
    box-shadow:
        0 4px 20px rgba(0, 0, 0, 0.15),
        inset 0 1px 0 rgba(255, 255, 255, 0.1);
    transition: var(--lc-transition);
}

.loan-calc-hero__breadcrumbs:hover {
    background: rgba(255, 255, 255, 0.12);
    border-color: rgba(255, 255, 255, 0.2);
}

.loan-calc-hero nav.km-breadcrumbs,
.loan-calc-hero .km-breadcrumbs {
    display: flex !important;
    flex-wrap: wrap !important;
    align-items: center !important;
    gap: 0 !important;
    padding: 0 !important;
    margin: 0 !important;
    background: none !important;
    border: none !important;
    box-shadow: none !important;
    font-size: 13px !important;
    line-height: 1.5 !important;
}

.loan-calc-hero nav.km-breadcrumbs a,
.loan-calc-hero .km-breadcrumbs a {
    color: rgba(255, 255, 255, 0.85) !important;
    -webkit-text-fill-color: rgba(255, 255, 255, 0.85) !important;
    text-decoration: none !important;
    font-size: 13px !important;
    font-weight: 500 !important;
    padding: 0 !important;
    margin: 0 !important;
    transition: all 0.3s ease !important;
    position: relative !important;
}

.loan-calc-hero nav.km-breadcrumbs a:not([aria-current="page"])::after {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 0;
    width: 0;
    height: 1px;
    background: var(--lc-accent);
    transition: width 0.3s ease;
}

.loan-calc-hero nav.km-breadcrumbs a:not([aria-current="page"]):hover::after {
    width: 100%;
}

.loan-calc-hero nav.km-breadcrumbs a:hover {
    color: var(--lc-accent) !important;
    -webkit-text-fill-color: var(--lc-accent) !important;
}

.loan-calc-hero nav.km-breadcrumbs .km-bc-sep {
    color: rgba(255, 255, 255, 0.4) !important;
    -webkit-text-fill-color: rgba(255, 255, 255, 0.4) !important;
    margin: 0 8px !important;
    font-size: 12px !important;
}

.loan-calc-hero nav.km-breadcrumbs a[aria-current="page"] {
    color: rgba(255, 255, 255, 0.5) !important;
    -webkit-text-fill-color: rgba(255, 255, 255, 0.5) !important;
    pointer-events: none !important;
}

/* Hero Content */
.loan-calc-hero__content {
    text-align: center;
    max-width: 800px;
    margin: 0 auto;
}

/* YMYL Trust Badges */
.loan-calc-hero__trust-badges {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 12px;
    margin-bottom: 28px;
}

.lc-trust-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 10px 18px;
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.15);
    border-radius: 50px;
    font-size: 13px;
    font-weight: 500;
    color: rgba(255, 255, 255, 0.9);
    transition: var(--lc-transition);
}

.lc-trust-badge:hover {
    background: rgba(255, 255, 255, 0.15);
    transform: translateY(-2px);
}

.lc-trust-badge svg {
    flex-shrink: 0;
}

.lc-trust-badge--verified svg {
    color: var(--lc-success);
}

.lc-trust-badge--updated svg {
    color: var(--lc-accent);
}

.lc-trust-badge--expert svg {
    color: var(--lc-gold);
}

.lc-trust-badge--knf svg {
    color: var(--lc-info);
}

/* Hero Icon */
.loan-calc-hero__icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 24px;
    background: linear-gradient(135deg, rgba(16, 185, 129, 0.2) 0%, rgba(251, 191, 36, 0.2) 100%);
    border-radius: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 1px solid rgba(16, 185, 129, 0.3);
    box-shadow: var(--lc-shadow-glow-green);
    animation: lcIconPulse 4s ease-in-out infinite;
}

@keyframes lcIconPulse {
    0%, 100% { transform: scale(1); box-shadow: 0 0 30px rgba(16, 185, 129, 0.3); }
    50% { transform: scale(1.05); box-shadow: 0 0 50px rgba(16, 185, 129, 0.5); }
}

.loan-calc-hero__icon svg {
    width: 40px;
    height: 40px;
    color: var(--lc-accent);
}

/* Hero Title */
.loan-calc-hero__title {
    font-size: 48px !important;
    font-weight: 800 !important;
    line-height: 1.1 !important;
    letter-spacing: -0.03em !important;
    margin-bottom: 20px !important;
    background: linear-gradient(
        135deg,
        #ffffff 0%,
        #fef3c7 25%,
        var(--lc-accent) 50%,
        #fef3c7 75%,
        #ffffff 100%
    ) !important;
    background-size: 200% 200% !important;
    -webkit-background-clip: text !important;
    -webkit-text-fill-color: transparent !important;
    background-clip: text !important;
    animation: lcTitleGradient 8s ease-in-out infinite !important;
}

@keyframes lcTitleGradient {
    0%, 100% { background-position: 0% 50%; }
    50% { background-position: 100% 50%; }
}

@media (max-width: 768px) {
    .loan-calc-hero__title {
        font-size: 32px !important;
    }
}

/* Hero Description */
.loan-calc-hero__description {
    font-size: 18px;
    line-height: 1.7;
    color: rgba(255, 255, 255, 0.75);
    margin-bottom: 32px;
    max-width: 650px;
    margin-left: auto;
    margin-right: auto;
}

/* Author Info */
.loan-calc-hero__meta {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 24px;
    flex-wrap: wrap;
}

.loan-calc-hero__author {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 10px 20px;
    background: rgba(255, 255, 255, 0.08);
    border-radius: 50px;
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.loan-calc-hero__avatar {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    overflow: hidden;
    border: 2px solid var(--lc-accent);
}

.loan-calc-hero__avatar img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.loan-calc-hero__author-text {
    font-size: 14px;
    color: rgba(255, 255, 255, 0.7);
}

.loan-calc-hero__author-name {
    color: var(--lc-white) !important;
    font-weight: 600;
    text-decoration: none;
    transition: color 0.3s ease;
}

.loan-calc-hero__author-name:hover {
    color: var(--lc-accent) !important;
}

.loan-calc-hero__date {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 14px;
    color: rgba(255, 255, 255, 0.6);
}

.loan-calc-hero__date svg {
    color: var(--lc-accent);
}

/* ===========================================
   C. CALCULATOR WIDGET - GLASS MORPHISM
   =========================================== */
.loan-calc-widget {
    position: relative;
    margin-top: -60px;
    padding: 0 24px 80px;
    z-index: 20;
}

.loan-calc-widget__card {
    max-width: 900px;
    margin: 0 auto;
    background: var(--lc-white);
    border-radius: 28px;
    box-shadow:
        0 25px 50px rgba(0, 0, 0, 0.15),
        0 0 0 1px rgba(255, 255, 255, 0.1);
    overflow: hidden;
}

/* Card Header */
.loan-calc-widget__header {
    position: relative;
    padding: 32px 40px;
    background: linear-gradient(135deg, var(--lc-primary) 0%, var(--lc-gold) 100%);
    color: white;
    overflow: hidden;
}

.loan-calc-widget__header::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background:
        radial-gradient(circle at 20% 50%, rgba(255, 255, 255, 0.15) 0%, transparent 50%),
        radial-gradient(circle at 80% 30%, rgba(255, 255, 255, 0.1) 0%, transparent 40%);
    pointer-events: none;
}

.loan-calc-widget__header-content {
    position: relative;
    z-index: 1;
    display: flex;
    align-items: center;
    gap: 16px;
}

.loan-calc-widget__header-icon {
    width: 56px;
    height: 56px;
    background: rgba(255, 255, 255, 0.2);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.loan-calc-widget__header-icon svg {
    width: 28px;
    height: 28px;
    color: white;
}

.loan-calc-widget__header-text h3 {
    font-size: 22px;
    font-weight: 700;
    margin: 0 0 4px;
}

.loan-calc-widget__header-text p {
    font-size: 14px;
    opacity: 0.9;
    margin: 0;
}

/* Card Body */
.loan-calc-widget__body {
    padding: 40px;
}

.loan-calc-widget__grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
    margin-bottom: 32px;
}

@media (max-width: 768px) {
    .loan-calc-widget__grid {
        grid-template-columns: 1fr;
    }
}

/* Form Groups */
.loan-calc-widget__group {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.loan-calc-widget__group--full {
    grid-column: 1 / -1;
}

.loan-calc-widget__label {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 14px;
    font-weight: 600;
    color: var(--lc-gray-700);
}

.loan-calc-widget__label svg {
    color: var(--lc-primary);
    width: 18px;
    height: 18px;
}

.loan-calc-widget__label span {
    color: var(--lc-danger);
}

/* Inputs with Icons */
.loan-calc-widget__input-wrapper {
    position: relative;
}

.loan-calc-widget__input-icon {
    position: absolute;
    left: 18px;
    top: 50%;
    transform: translateY(-50%);
    color: var(--lc-gray-400);
    pointer-events: none;
    transition: color 0.3s ease;
}

.loan-calc-widget__input-wrapper:focus-within .loan-calc-widget__input-icon {
    color: var(--lc-primary);
}

.loan-calc-widget__input {
    width: 100%;
    padding: 16px 20px 16px 50px;
    background: var(--lc-gray-50);
    border: 2px solid var(--lc-gray-200);
    border-radius: 14px;
    font-size: 16px;
    font-weight: 600;
    color: var(--lc-gray-800);
    transition: var(--lc-transition);
}

.loan-calc-widget__input:hover {
    border-color: var(--lc-gray-300);
}

.loan-calc-widget__input:focus {
    outline: none;
    border-color: var(--lc-primary);
    background: var(--lc-white);
    box-shadow: 0 0 0 4px rgba(5, 150, 105, 0.1);
}

.loan-calc-widget__input::placeholder {
    color: var(--lc-gray-400);
    font-weight: 400;
}

/* Input Suffix (zł, %, etc.) */
.loan-calc-widget__input-suffix {
    position: absolute;
    right: 18px;
    top: 50%;
    transform: translateY(-50%);
    font-size: 14px;
    font-weight: 600;
    color: var(--lc-gray-500);
}

/* Range Slider */
.loan-calc-widget__range-container {
    margin-top: 8px;
}

.loan-calc-widget__range {
    width: 100%;
    height: 8px;
    border-radius: 4px;
    background: var(--lc-gray-200);
    outline: none;
    -webkit-appearance: none;
    appearance: none;
}

.loan-calc-widget__range::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--lc-primary) 0%, var(--lc-primary-light) 100%);
    cursor: pointer;
    box-shadow: 0 2px 8px rgba(5, 150, 105, 0.4);
    transition: transform 0.2s ease;
}

.loan-calc-widget__range::-webkit-slider-thumb:hover {
    transform: scale(1.1);
}

.loan-calc-widget__range-values {
    display: flex;
    justify-content: space-between;
    margin-top: 8px;
    font-size: 12px;
    color: var(--lc-gray-500);
}

/* Submit Button */
.loan-calc-widget__submit {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 20px 32px;
    background: linear-gradient(135deg, var(--lc-primary) 0%, var(--lc-gold) 100%);
    color: white;
    border: none;
    border-radius: 16px;
    font-size: 18px;
    font-weight: 700;
    cursor: pointer;
    transition: var(--lc-transition);
    box-shadow: 0 8px 30px rgba(5, 150, 105, 0.3);
}

.loan-calc-widget__submit:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 40px rgba(5, 150, 105, 0.4);
}

.loan-calc-widget__submit:active {
    transform: translateY(0);
}

.loan-calc-widget__submit svg {
    width: 20px;
    height: 20px;
}

/* ===========================================
   C2. RESULTS SECTION
   =========================================== */
.loan-calc-widget__results {
    display: none;
    margin-top: 32px;
    padding: 32px;
    background: linear-gradient(135deg, rgba(5, 150, 105, 0.08) 0%, rgba(251, 191, 36, 0.08) 100%);
    border: 2px solid rgba(5, 150, 105, 0.2);
    border-radius: 20px;
}

.loan-calc-widget__results.show {
    display: block;
    animation: lcResultsFadeIn 0.5s ease;
}

@keyframes lcResultsFadeIn {
    from {
        opacity: 0;
        transform: translateY(20px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.loan-calc-widget__results-header {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 24px;
    padding-bottom: 16px;
    border-bottom: 1px solid rgba(5, 150, 105, 0.2);
}

.loan-calc-widget__results-header svg {
    color: var(--lc-success);
}

.loan-calc-widget__results-header h4 {
    margin: 0;
    font-size: 18px;
    font-weight: 700;
    color: var(--lc-gray-800);
}

.loan-calc-widget__results-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

@media (max-width: 768px) {
    .loan-calc-widget__results-grid {
        grid-template-columns: 1fr;
    }
}

.loan-calc-widget__result-item {
    text-align: center;
    padding: 20px;
    background: var(--lc-white);
    border-radius: 16px;
    box-shadow: var(--lc-shadow-md);
}

.loan-calc-widget__result-item--highlight {
    background: linear-gradient(135deg, var(--lc-primary) 0%, var(--lc-primary-light) 100%);
    color: white;
}

.loan-calc-widget__result-label {
    font-size: 13px;
    font-weight: 600;
    color: var(--lc-gray-600);
    margin-bottom: 8px;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.loan-calc-widget__result-item--highlight .loan-calc-widget__result-label {
    color: rgba(255, 255, 255, 0.85);
}

.loan-calc-widget__result-value {
    font-size: 28px;
    font-weight: 800;
    color: var(--lc-gray-900);
}

.loan-calc-widget__result-item--highlight .loan-calc-widget__result-value {
    color: white;
}

.loan-calc-widget__result-suffix {
    font-size: 16px;
    font-weight: 600;
    margin-left: 4px;
}

/* ===========================================
   C3. YMYL DISCLAIMER & TRUST INDICATORS
   =========================================== */
.loan-calc-widget__disclaimer {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-top: 24px;
    padding: 16px 20px;
    background: linear-gradient(135deg, rgba(59, 130, 246, 0.08) 0%, rgba(5, 150, 105, 0.08) 100%);
    border: 1px solid rgba(59, 130, 246, 0.2);
    border-radius: 12px;
}

.loan-calc-widget__disclaimer svg {
    flex-shrink: 0;
    color: var(--lc-info);
    margin-top: 2px;
}

.loan-calc-widget__disclaimer p {
    margin: 0;
    font-size: 13px;
    line-height: 1.6;
    color: var(--lc-gray-600);
}

/* Trust Indicators */
.loan-calc-widget__trust-indicators {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
    max-width: 900px;
    margin: 32px auto 0;
    padding: 0 24px;
}

@media (max-width: 992px) {
    .loan-calc-widget__trust-indicators {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 576px) {
    .loan-calc-widget__trust-indicators {
        grid-template-columns: 1fr;
    }
}

.lc-indicator {
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 20px;
    background: var(--lc-white);
    border-radius: 16px;
    box-shadow: var(--lc-shadow-md);
    border: 1px solid var(--lc-gray-100);
    transition: var(--lc-transition);
}

.lc-indicator:hover {
    transform: translateY(-4px);
    box-shadow: var(--lc-shadow-xl);
}

.lc-indicator__icon {
    width: 52px;
    height: 52px;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.lc-indicator__icon--knf {
    background: linear-gradient(135deg, rgba(59, 130, 246, 0.15) 0%, rgba(59, 130, 246, 0.05) 100%);
    color: var(--lc-info);
}

.lc-indicator__icon--rrso {
    background: linear-gradient(135deg, rgba(5, 150, 105, 0.15) 0%, rgba(5, 150, 105, 0.05) 100%);
    color: var(--lc-primary);
}

.lc-indicator__icon--verified {
    background: linear-gradient(135deg, rgba(16, 185, 129, 0.15) 0%, rgba(16, 185, 129, 0.05) 100%);
    color: var(--lc-success);
}

.lc-indicator__icon--formula {
    background: linear-gradient(135deg, rgba(251, 191, 36, 0.15) 0%, rgba(251, 191, 36, 0.05) 100%);
    color: var(--lc-accent-dark);
}

.lc-indicator__text {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.lc-indicator__text strong {
    font-size: 14px;
    font-weight: 700;
    color: var(--lc-gray-800);
}

.lc-indicator__text span {
    font-size: 12px;
    color: var(--lc-gray-500);
}

/* ===========================================
   C4. YMYL EXPERTISE BOX
   =========================================== */
.loan-calc-expertise {
    padding: 60px 0;
    background: var(--lc-gray-50);
}

.loan-calc-expertise__container {
    max-width: 900px;
    margin: 0 auto;
    padding: 0 24px;
}

.loan-calc-expertise__card {
    background: var(--lc-white);
    border-radius: 24px;
    box-shadow: var(--lc-shadow-lg);
    border: 1px solid var(--lc-gray-100);
    overflow: hidden;
}

.loan-calc-expertise__header {
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 24px 32px;
    background: linear-gradient(135deg, rgba(5, 150, 105, 0.1) 0%, rgba(251, 191, 36, 0.1) 100%);
    border-bottom: 1px solid rgba(5, 150, 105, 0.2);
}

.loan-calc-expertise__header svg {
    color: var(--lc-success);
    flex-shrink: 0;
}

.loan-calc-expertise__header h3 {
    margin: 0;
    font-size: 18px;
    font-weight: 700;
    color: var(--lc-gray-800);
}

.loan-calc-expertise__content {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 32px;
    padding: 32px;
}

@media (max-width: 768px) {
    .loan-calc-expertise__content {
        grid-template-columns: 1fr;
        gap: 24px;
    }
}

.loan-calc-expertise__author {
    display: flex;
    align-items: center;
    gap: 16px;
}

.loan-calc-expertise__avatar {
    position: relative;
    width: 72px;
    height: 72px;
    flex-shrink: 0;
}

.loan-calc-expertise__avatar img {
    width: 100%;
    height: 100%;
    border-radius: 50%;
    object-fit: cover;
    border: 3px solid var(--lc-primary);
}

.loan-calc-expertise__badge {
    position: absolute;
    bottom: -2px;
    right: -2px;
    width: 24px;
    height: 24px;
    background: linear-gradient(135deg, var(--lc-accent) 0%, var(--lc-gold) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    box-shadow: 0 2px 8px rgba(251, 191, 36, 0.4);
}

.loan-calc-expertise__info {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.loan-calc-expertise__info strong {
    font-size: 16px;
    font-weight: 700;
    color: var(--lc-gray-800);
}

.loan-calc-expertise__info span {
    font-size: 13px;
    color: var(--lc-gray-500);
}

.loan-calc-expertise__credentials {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.loan-calc-expertise__credential {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 14px;
    color: var(--lc-gray-700);
}

.loan-calc-expertise__credential svg {
    color: var(--lc-success);
    flex-shrink: 0;
}

.loan-calc-expertise__sources {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 12px;
    padding: 20px 32px;
    background: var(--lc-gray-50);
    border-top: 1px solid var(--lc-gray-100);
}

.loan-calc-expertise__sources-label {
    font-size: 13px;
    font-weight: 600;
    color: var(--lc-gray-600);
}

.loan-calc-expertise__sources-list {
    display: flex;
    align-items: center;
    gap: 8px;
}

.loan-calc-expertise__sources-list a {
    display: inline-flex;
    padding: 6px 14px;
    background: var(--lc-white);
    border: 1px solid var(--lc-gray-200);
    border-radius: 50px;
    font-size: 12px;
    font-weight: 600;
    color: var(--lc-gray-700);
    text-decoration: none;
    transition: var(--lc-transition);
}

.loan-calc-expertise__sources-list a:hover {
    background: var(--lc-primary);
    border-color: var(--lc-primary);
    color: white;
}

/* ===========================================
   D. MAIN CONTENT SECTION
   =========================================== */
.loan-calc-content {
    padding: 80px 0;
    background: var(--lc-white);
}

.loan-calc-content__container {
    max-width: 800px;
    margin: 0 auto;
    padding: 0 24px;
}

.loan-calc-content__body {
    font-size: 16px;
    line-height: 1.8;
    color: var(--lc-gray-700);
}

.loan-calc-content__body h2 {
    font-size: 28px;
    font-weight: 800;
    color: var(--lc-gray-900);
    margin: 48px 0 24px;
    line-height: 1.3;
}

.loan-calc-content__body h3 {
    font-size: 22px;
    font-weight: 700;
    color: var(--lc-gray-800);
    margin: 36px 0 18px;
}

.loan-calc-content__body h4 {
    font-size: 18px;
    font-weight: 700;
    color: var(--lc-gray-800);
    margin: 28px 0 14px;
}

.loan-calc-content__body p {
    margin-bottom: 20px;
}

.loan-calc-content__body ul,
.loan-calc-content__body ol {
    margin: 20px 0;
    padding-left: 28px;
}

.loan-calc-content__body li {
    margin-bottom: 10px;
}

.loan-calc-content__body a {
    color: var(--lc-primary);
    text-decoration: underline;
    text-decoration-color: rgba(5, 150, 105, 0.3);
    text-underline-offset: 3px;
    transition: text-decoration-color 0.3s ease;
}

.loan-calc-content__body a:hover {
    text-decoration-color: var(--lc-primary);
}

.loan-calc-content__body blockquote {
    margin: 32px 0;
    padding: 24px 32px;
    background: linear-gradient(135deg, rgba(5, 150, 105, 0.08) 0%, rgba(251, 191, 36, 0.08) 100%);
    border-left: 4px solid var(--lc-primary);
    border-radius: 0 12px 12px 0;
    font-style: italic;
}

.loan-calc-content__body img {
    max-width: 100%;
    height: auto;
    border-radius: 12px;
    margin: 24px 0;
    box-shadow: var(--lc-shadow-lg);
}

.loan-calc-content__body table {
    width: 100%;
    border-collapse: collapse;
    margin: 24px 0;
    font-size: 14px;
}

.loan-calc-content__body th,
.loan-calc-content__body td {
    padding: 14px 18px;
    text-align: left;
    border-bottom: 1px solid var(--lc-gray-200);
}

.loan-calc-content__body th {
    background: var(--lc-gray-50);
    font-weight: 700;
    color: var(--lc-gray-800);
}

.loan-calc-content__body tr:hover td {
    background: var(--lc-gray-50);
}

/* ===========================================
   E. COMMENTS SECTION
   =========================================== */
.loan-calc-comments {
    padding: 80px 0;
    background: linear-gradient(180deg, var(--lc-gray-50) 0%, var(--lc-white) 100%);
}

.loan-calc-comments__container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

.loan-calc-comments .comment-form-section {
    margin-top: 48px;
    padding-top: 48px;
    border-top: 1px solid var(--lc-gray-200);
}

.loan-calc-comments .comment-form-section__title {
    display: flex;
    align-items: center;
    gap: 14px;
    font-size: 24px;
    font-weight: 800;
    color: var(--lc-gray-900);
    margin-bottom: 32px;
}

.loan-calc-comments .comment-form-section__title svg {
    color: var(--lc-primary);
}

.loan-calc-comments .article-comment__form {
    background: var(--lc-white);
    border-radius: 20px;
    padding: 40px;
    box-shadow: var(--lc-shadow-xl);
    border: 1px solid var(--lc-gray-200);
}

.loan-calc-comments .rating-form-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 32px;
}

@media (max-width: 992px) {
    .loan-calc-comments .rating-form-wrapper {
        grid-template-columns: 1fr;
    }
}

.loan-calc-comments .rating-form-wrapper .block-01 {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.loan-calc-comments .rating-form-wrapper .block-02 {
    display: flex;
    flex-direction: column;
}

.loan-calc-comments .rating-form-wrapper .block-03 {
    grid-column: 1 / -1;
}

.loan-calc-comments .form-group {
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.loan-calc-comments .form-group label {
    font-size: 14px;
    font-weight: 600;
    color: var(--lc-gray-700);
}

.loan-calc-comments .form-group label span {
    color: #ef4444;
}

.loan-calc-comments .form-group input[type="text"],
.loan-calc-comments .form-group input[type="email"] {
    padding: 14px 18px;
    border: 2px solid var(--lc-gray-200);
    border-radius: 12px;
    font-size: 15px;
    transition: var(--lc-transition);
    background: var(--lc-white);
}

.loan-calc-comments .form-group input[type="text"]:focus,
.loan-calc-comments .form-group input[type="email"]:focus {
    border-color: var(--lc-primary);
    outline: none;
    box-shadow: 0 0 0 4px rgba(5, 150, 105, 0.1);
}

.loan-calc-comments .wp-editor-wrap {
    border-radius: 12px;
    overflow: hidden;
    border: 2px solid var(--lc-gray-200);
}

.loan-calc-comments .wp-editor-wrap:focus-within {
    border-color: var(--lc-primary);
    box-shadow: 0 0 0 4px rgba(5, 150, 105, 0.1);
}

.loan-calc-comments .mce-tinymce {
    border: none !important;
}

.loan-calc-comments .comment-rating-fields h4 {
    font-size: 16px;
    font-weight: 700;
    color: var(--lc-gray-800);
    margin-bottom: 20px;
}

.loan-calc-comments .rating-criteria-form {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.loan-calc-comments .rating-criterion-form {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 14px 18px;
    background: var(--lc-gray-50);
    border-radius: 12px;
    border: 1px solid var(--lc-gray-200);
}

.loan-calc-comments .rating-criterion-form label {
    font-size: 14px;
    font-weight: 600;
    color: var(--lc-gray-700);
}

.loan-calc-comments .rating-input {
    display: flex;
    align-items: center;
    gap: 4px;
}

.loan-calc-comments .rating-input .star {
    cursor: pointer;
    transition: transform 0.2s ease;
}

.loan-calc-comments .rating-input .star:hover {
    transform: scale(1.2);
}

.loan-calc-comments .rating-value {
    font-size: 14px;
    font-weight: 700;
    color: var(--lc-accent-dark);
    margin-left: 8px;
}

.loan-calc-comments .form-consent {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    flex-direction: row !important;
}

.loan-calc-comments .form-consent input[type="checkbox"] {
    width: 20px;
    height: 20px;
    flex-shrink: 0;
    margin-top: 2px;
    accent-color: var(--lc-primary);
}

.loan-calc-comments .form-consent label {
    font-size: 13px;
    line-height: 1.6;
    color: var(--lc-gray-600);
}

.loan-calc-comments .form-consent label a {
    color: var(--lc-primary);
}

.loan-calc-comments .form-group-wrapper {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.loan-calc-comments .form-group-wrapper .btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 16px 32px;
    background: linear-gradient(135deg, var(--lc-primary) 0%, var(--lc-gold) 100%);
    color: white;
    border: none;
    border-radius: 12px;
    font-size: 16px;
    font-weight: 600;
    cursor: pointer;
    transition: var(--lc-transition);
    box-shadow: 0 4px 15px rgba(5, 150, 105, 0.3);
}

.loan-calc-comments .form-group-wrapper .btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(5, 150, 105, 0.4);
}

.loan-calc-comments .btn-cancel-reply {
    background: var(--lc-gray-200) !important;
    color: var(--lc-gray-700) !important;
    box-shadow: none !important;
}

/* ===========================================
   F. NEWSLETTER SECTION
   =========================================== */
.loan-calc-page .home-subscribe {
    background: linear-gradient(135deg, var(--lc-dark) 0%, var(--lc-dark-secondary) 100%);
    padding: 80px 0;
}

.loan-calc-page .home-subscribe__title {
    color: var(--lc-white);
}

.loan-calc-page .home-subscribe__text {
    color: rgba(255, 255, 255, 0.7);
}

/* ===========================================
   G. RESPONSIVE
   =========================================== */
@media (max-width: 768px) {
    .loan-calc-hero {
        padding: 100px 0 60px;
    }

    .loan-calc-hero__trust-badges {
        gap: 8px;
    }

    .lc-trust-badge {
        padding: 8px 14px;
        font-size: 12px;
    }

    .loan-calc-hero__icon {
        width: 64px;
        height: 64px;
    }

    .loan-calc-hero__icon svg {
        width: 32px;
        height: 32px;
    }

    .loan-calc-hero__meta {
        flex-direction: column;
        gap: 12px;
    }

    .loan-calc-widget {
        margin-top: -40px;
        padding: 0 16px 60px;
    }

    .loan-calc-widget__header,
    .loan-calc-widget__body {
        padding: 24px;
    }

    .loan-calc-widget__header-content {
        flex-direction: column;
        text-align: center;
    }

    .loan-calc-widget__results-grid {
        grid-template-columns: 1fr;
    }
}

/* ===========================================
   H. PRINT STYLES
   =========================================== */
@media print {
    .loan-calc-hero__aurora,
    .loan-calc-hero__grid,
    .loan-calc-hero__particles {
        display: none !important;
    }

    .loan-calc-hero {
        background: var(--lc-dark) !important;
        -webkit-print-color-adjust: exact;
        print-color-adjust: exact;
    }
}

/* ===========================================
   I. REDUCED MOTION
   =========================================== */
@media (prefers-reduced-motion: reduce) {
    .loan-calc-hero__aurora,
    .loan-calc-hero__particles,
    .loan-calc-hero__icon,
    .loan-calc-hero__title,
    .loan-calc-widget__submit {
        animation: none !important;
    }

    * {
        transition-duration: 0.01ms !important;
    }
}